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Home > Mortgage

The Truth About Foreclosure

July 22, 2017 by Cherise "Agent Lady" Wynne

The word “foreclosure” can be one of the scariest things to a homeowner. Unfortunately, it happens more often than one may think. It’s a common term, but do you actually know what foreclosure is or the process of a home going into foreclosure? Agent Lady is here to educate you on just what a foreclosure is and how to get out of it. What is Foreclosure? Foreclosure is when the bank takes Continue Reading

5 Mistakes First Time Home Buyers Make

December 31, 2016 by Cherise "Agent Lady" Wynne

The adventure begins.

Getting ready to buy your first house? Don’t make these rookie mistakes. Continue Reading

Why Wait: 4 Reasons to Become a Millennial Home Owner

December 17, 2016 by Cherise "Agent Lady" Wynne

Why Wait: 4 Reasons to Become a Millennial Home Owner

Between an unstable job market and high student debt, it’s no wonder millennials are apprehensive about the prospect of buying a home. On the flip side, there are several benefits to becoming a millennial home owner. Nonetheless, you should always proceed with caution when considering home ownership. Ask yourself the following questions: • Can you afford it? Talk to lenders, research the Continue Reading

Millennial Homeowners & Student Loans

October 29, 2016 by Cherise "Agent Lady" Wynne

Graduate

It's no secret that student loans can make buying a home a challenge for millennials. With debt repayment plans extending as far out as 10-30 years, it’s an obligation that can follow you around for a long time and discourage you from thinking home ownership is possible. According to the non-profit organization, American Student Assistance, their 2015 survey revealed that more than half of student Continue Reading

Budgeting for Your Home Purchase: What First Time Buyers Should Know

April 27, 2016 by Cherise "Agent Lady" Wynne

Involve a real estate agent, insurance agent and mortgage broker when budgeting for your home purchase.

Buying a home is a financial investment. It comes with not only a monthly payment, much like what you’re probably used to paying in rent, but additional upfront costs, one-time fees, and even monthly escrow can really increase the amount you will spend. Here’s how to determine how much you might expect to pay for your new home. Use a mortgage calculator to determine what you can afford. Mortgage Continue Reading

Do I Qualify for an FHA Loan?

April 6, 2016 by Cherise "Agent Lady" Wynne

An FHA loan is a very popular way to get a mortgage, especially for first-time buyers. These loans are backed by the Federal Housing Administration (FHA) and require that you put less money down – as little as 3.5% - than a conventional loan through a mortgage lender, which usually requires 10% or even 20%, depending on your credit. To understand an FHA loan, first you have to remember than Continue Reading

How Real are Real Estate Reality Shows?

January 20, 2016 by Cherise "Agent Lady" Wynne

Real estate reality shows featuring singles, couples and families buying homes, renovating homes and selling homes has no doubt had an influence on people buying houses. Doesn’t everyone want granite countertops? What about stainless steel appliances? Or those lovely, open concept spaces that are always created whenever someone on HGTV slings a sledgehammer. Maybe you’re the opposite, and DIY Continue Reading

Learn About Your Fico Score & How It Impacts Home Loans

February 21, 2015 by Cherise "Agent Lady" Wynne

Are you about to apply for a mortgage loan in order to buy a home? If so, you may be curious about your credit score and how this might affect your financing. Let's take a quick look at how FICO credit scores can affect your mortgage and share a couple of ways that you can boost your score to ensure your application is approved. What is a FICO Score? The Fair Isaac Corporation (FICO) is the Continue Reading

4 Things You Must Do When Financing Your First Home

February 18, 2015 by Cherise "Agent Lady" Wynne

As the events of the past years in the real estate industry show, people forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs. #1. Strengthen your credit score Since the real estate bubble burst a few years ago, lenders have tightened their requirements when it comes to borrowers’ credit scores. The Continue Reading

3 Tips To Play The Home Mortgage Game Like A Boss

May 26, 2014 by Cherise "Agent Lady" Wynne

As the events of the last few years in the real estate industry show, people forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs like a boss so that you'll be getting those keys for the home of dreams in your favorite Philadelphia neighborhood. #1. Get pre-approved Sub-primes may be history, but Continue Reading

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Cherise Wynne

HELLO! I’m Cherise Wynne (known as “AGENT LADY”), and it’s such a pleasure meeting you! So let me introduce myself first…I’m an experienced Philadelphia Real Estate Agent at Compass RE...
Meet Cherise

Compass RE

1430 Walnut St, Floor 3
Philadelphia, Pa 19102

(215) 518-5193 Cell
(267) 435-8015 Office
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